ANALISIS KEPUASAN NASABAH ATAS KUALITAS LAYANAN INTERNET BANKING PADA PT BANK PEMBANGUNAN DAERAH JAWA TENGAH KANTOR CABANG PATI

Anita Elvi Mutiasari, Embun Duriany Soemarso

Abstract


This research aims to identify how to increase customer satisfaction of internet banking service quality at PT Bank Pembangunan Daerah Jawa Tengah Pati Branch Office with five dimensions of service quality which were tangible, reliability, responsiveness, assurance, and empathy.

In this research, the sampling technique used was purposive sampling technique. The data in this research were obtained from observations and distributing questionnaires to 100 respondents. Data analysis methods used are validity test, reliability test, satisfaction index test, satisfaction gap test and satisfaction mapping with cartesian diagram.

Based on the result of the validity and reliability test, the indicators like tangible, reliability, responsiveness, assurance and empathy are valid and reliable. Based on the result of the satisfaction index analysis, the weighting score of internet banking quality service is 4,219. That score is between 3,43 – 4,23 wich means Satisfied. Based on the result of the satisfaction gap test the increase of satisfaction established on the fourteen sub-indicators show satisfaction, and four sub-indicators show dissatisfaction. Meanwhile, when viewed from the cartesian diagram mapping result, there are four indicators that fall into the quadrant I, four indicators in the quadrant II, four indicators in the quadrant III, and six indicators in the quadrant IV.

Keywords


Customer Satisfaction; Service Quality; Internet Banking

Full Text:

PDF

References


Bank Indonesia. 1998. Undang – Undang Republik Indonesia No. 10 Tahun 1998. Tentang Perbankan. Jakarta: Sinar Grafika.

Bank Indonesia. 2004. Surat Edaran No.6/18/DPNP Perihal Penerapan Manajemen Resiko Pada Aktifitas Pelayanan Jasa Bank Melalui Internet Banking. Jakarta: Bank Indonesia.

Erwin, Mutiara Erliza dan Susatyo Nugroho. 2015. “Analisis Kualitas Jasa Pelayanan Internet Banking Bank Bukopin dengan Metode Fuzzy E-Servqual, IPA, dan Usulan Perbaikan dengan Metode QFD”. Jurnal Industial Engineering. Volume 4, Nomor 1.

Ferdinand, Augusty. 2006. Metode Penelitian Manajemen. Semarang: Badan Penerbit Universitas Diponegoro.

Ghozali, Imam. 2006. Aplikasi Analisis Multivariate dengan Program SPSS Edisi 4. Semarang: Badan Penerbit Universitas Diponegoro.

Ghozali, Imam. 2018. Aplikasi Analisis Multivariate dengan Program IBM SPSS 25 Edisi 9. Semarang: Badan Penerbit Universitas Diponegoro.

Heryanto, Nicholas dan Ahmad H. Sutawidjaya. 2017. “Analisis Kualitas Layanan Internet Banking dengan Menggunakan Metode E-SERVQUAL pada Bank XYZ”. Jurnal Manajemen dan Bisnis. Volume 1, Nomor 3.

Huda, Ahmad Nurul dan Sri Wahyuni. 2013. “Analisis Pengaruh Kualitas Layanan Internet Banking dan Tingkat Kepuasan Terhadap Loyalitas Nasabah pada PT Bank Rakyat Indonesia (Persero) Tbk Kantor Cabang Pembantu Jamsostek Jakarta. Jurnal Business & Management Review.

Jogiyanto. 2018. Metodologi Penelitian Bisnis. Yogyakarta: BPFE Yogyakarta.

Kasmir. 2004. Bank dan Lembaga Keuangan Lainnya. Jakarta: PT. RajaGrafindo Persada.

Kasmir. 2007. Dasar-dasar Perbankan. Jakarta: PT. RajaGrafindo Persada.

Kasmir. 2012. Manajemen Perbankan. Jakarta: PT. RajaGrafindo Persada.

Kotler, Philip. 2008. Manajemen Pemasaran, Edisi Milenium 1. Jakarta: PT Prenhallindo.

Lupiyoadi, Rambat. 2013. Manajemen Pemasaran Jasa Berbasis Kompetensi (Edisi 3). Jakarta: Salemba Empat

Lupiyoadi dan A Hamdani. 2008. Manajemen Pemasaran Jasa, Edisi 2. Jakarta: Salemba Empat.

Majalah Infobank. Mei 2018. The Best Bank Service Excellent 2018.

Marzuki. 2000. Metodologi Riset. Yogyakarta: PT. Prasetya Widia Pratama.

Simamora, Bilson. 2004. Riset Pemasaran. Jakarta: Gramedia Pustaka Utama.

Sudirman, I Made S. A. Santhika dan I Gusti Agung Ketut Gede Suasana. 2018. “Pengaruh Kualitas Layanan Online Terhadap Kepuasan, Komitmen, dan Loyalitas Nasabah Internet Banking di Kota Denpasar”. Jurnal Inovasi Bisnis dan Manajemen Indonesia. Volume 1, Nomor 4, September 2018.

Sugiyono. 2013. Metode Penelitian Kuantitatif Kualitatif dan R&D. Bandung: Alfabeta

Sulistyorini, Utami Tri. 2006. Strategi Pemasaran Jasa Pada Lembaga Keuangan. Semarang: Penerbit Polines.

Supardi. 2005. Metodologi Penelian Ekonomi & Bisnis. Yogyakarta: UII Pers.

Supranto, Johannes. 2003. Metode Riset Aplikasinya dalam Pemasaran. Jakarta: PT. Rineka Cipta.

Tim Penyusunan Pedoman Tugas Akhir. 2014. Pedoman Penyusunan tugas Akhir Jurusan Akuntansi Politeknik Negeri Semarang. Semarang: Politeknik Negeri Semarang.

Tjiptono, Fandy. 2004. Manajemen Jasa. Yogyakarta: ANDI.




DOI: http://dx.doi.org/10.32497/keunis.v8i2.2112

Refbacks

  • There are currently no refbacks.


Copyright (c) 2020 KEUNIS

Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

KEUNIS
P-ISSN: 2302-9315
E-ISSN: 2714-7274

Adress:
Finance and Banking Diploma Program
Politeknik Negeri Semarang
Jl. Prof. H. Soedarto S.H., Tembalang, Semarang Postal Code 50275

AboutFor AuthorFor Reviewer
-Focus and Scope-Online Submission-Reviewer User Manual
-Editorial Team-Author Guideline 
-Peer Reviewer-Template (Indonesia / English)For Editor
-Indexing-How to Submit Article -Editor User Manual
-Contact  

Flag Counter

Web Analytics View My Stats

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License