PEMETAAN DAN MODEL KEBUTUHAN LITERASI KEUANGANG UMKM DI KECAMATAN TEMBALANG

Jati Handayani, Aris Sunindyo, Teguh Budi Santosa, R. Gunawan Setianegara, Septian Yudha Kusuma

Abstract


UMKM are really need financial literacy in order to be able to manage and make wise business financial policy decisions. Central Java's financial literacy index ranges from conventional to sharia 47.58 percent, 11.78 percent. This study aims to find out how to map and model financial literacy in UMKM in Tembalang District. This research includes all UMKM in Tembalang District. By using non-probability purposive random sampling of customers. Respondents are UMKM actors who had KTPsin the Tembalang District. In this study, a sample of 97 UMKM respondents was taken in Tembalang District. Data analysis in this study was carried out descriptively using SPSS software. focuses on mapping financial information to the community and the need for financial literacy, especially UMKM in Tembalang District. The highest level of financial literacy is in Banking with a score of 44, and the lowest in Islamic finance is 10. The five financial literacy needs of the financial industry and banks for UMKM consist of Savings, KUR, UMi Financing, Profit Sharing Financing and Credit. Others Cash Flow and Income Statement

Keywords


Map and Needs of UMKM Financial Literacy

Full Text:

PDF

References


DAFTAR PUSTAKA

Ferdinand, Augusty. 2014. Metode Penelitian Manajemen Pedoman

Penelitian untuk Penulisan Skripsi Tesis dan Disertai Ilmu Manajemen.

Semarang: Badan Penerbit Universitas Diponegoro

Ghozali, Imam. 2006. Aplikasi Analisis Multivariate Dengan Program

SPSS. Semarang: Badan Penerbit Universitas Diponegoro

Narbuko, Cholid dan Abu Achmadi. 2009. Metodologi Penelitian. Jakarta: PT Bumi Aksara.

Simamora, Bilson. 2004. Riset Pemasaran = Falsafah, Teori, dan Aplikasi.

Cetakan Pertama. Jakarta: PT Gramedia Pustaka Utama.------------. 2009. Panduan Riset Perilaku Konsumen. Jakarta: PT Gramedia Pustaka

Sudijono, Anas. 2012. Pengantar Statistik Pendidikan. Jakarta: PT Raja Grafindo

Sugiyono. 2011. Metode Penelitian Administrasi. Cetakan Kesembilan

Belas.

Bandung: Alfabeta Bandung. ------------. 2016. Statistika untuk Penelitian. Cetakan Kedua Puluh Tujuh. Bandung: Alfabeta Bandung

OJK, SNLKI, 2019, PP Nomer 82 Tahun 2026 tanggal 1 September 2016 tentang Strategi Nasional Literasi Keuangan Indonesia

(Dina Lativa, Des 2021) https://www.online-pajak.com/tentangefiling/inklusikeuangan#:~:text=Lalu%2C%20berdasarkan%20Peraturan%20Otoritas%20Jasa,layanan%20jasa%20keuangan%20dan%20lembaga)

(https://www.jurnal.id/id/blog/literasi-keuangan-2/)

(https://www.ojk.go.id/id/kanal/edukasidan-perlindungankonsumen/Pages/literasi-keuangan.aspx)




DOI: http://dx.doi.org/10.32497/akunbisnis.v6i1.4574

Refbacks

  • There are currently no refbacks.


StatCounter - Free Web Tracker and Counter

View My Stats