Hakimi, Musawer, Sebghatullah Aslamzai, Nurseto Adhi, and Shohib Hakimi. “DIGITAL TRANSFORMATION OF AFGHANISTAN BANKING: EXPLORING E-BANKING TRENDS AND IMPACTS”. KEUNIS 12, no. 1 (January 21, 2024): 90–99. Accessed January 12, 2026. https://jurnal.polines.ac.id/index.php/keunis/article/view/5286.