HASYIM, Tufrida Murniati; HASIBUAN, Daniel Roland. ANALISIS PERANAN FINTECH DAN E-COMMERCE TERHADAP PERKEMBANGAN UMKM. KEUNIS, [S. l.], v. 10, n. 2, p. 19–28, 2022. DOI: 10.32497/keunis.v10i2.3490. Disponível em: https://jurnal.polines.ac.id/index.php/keunis/article/view/3490. Acesso em: 12 jan. 2026.